Join the Loop network to reach pre-qualified demand at thousands of points of sale. Set your own credit box and pricing. Loop handles matching, presentation, and repayment collection.
Access checkout-moment demand
Reach customers exactly when they’ve decided to buy, the highest-intent moment in lending.
One API to the network
Integrate once to reach every Loop-enabled merchant, instead of negotiating each relationship.
Full visibility & reporting
Real-time originations, performance, and portfolio reporting across every merchant on the network.
LOOP NODE
Lend to the customers you already know.
Loop Node is deployed in your own cloud or environment. It scans millions of financial and non-financial data points across your account holders and returns a filtered, scored list of creditworthy customers. No application needed.
Customers without a credit card become eligible too: when they pay by debit card at a Loop-enabled merchant, the purchase is converted into an instant loan from your bank.
Customer data stays with you
Unlock your debit card base
Your rules, limits and pricing
01
Deploy Loop Node in your environment
Runs in your own cloud or environment, next to your existing account holder data.
02
Scan millions of data points
Financial and non-financial signals across every account holder are scored by the decision engine.
03
Get a filtered, scored list
Creditworthy customers receive a Loop Score and pre-approved limit. No application, no manual review.
04
Debit purchases become instant loans
At any Loop-enabled POS, a pre-approved customer paying by debit card can convert the purchase into Pay Later and EMI.
Two ways to join the network
Join as a Loop Issuer, a Loop Acquirer, or both. Each has its own commercial model.
LOOP ISSUER
Onboard your account holders into Loop Node and underwrite the loan, on any Loop-enabled terminal on the network, not just your own.
Earns from: interest income and other lending fees on every loan you originate.
LOOP ACQUIRER
Turn your existing POS terminals into Loop-enabled ones. When a Loop Issuer's customer taps in, the match and credit conversion happen instantly.
Earns from: MSF/MDR on every transaction converted at your terminals.
You keep control of the credit box
Loop is the network and the rails. Underwriting policy stays yours.
01
Define your credit box
Set eligibility rules, APRs, and terms you’re willing to offer through the network.
02
Get matched at checkout
Loop routes pre-qualified customers to your offers in real time, across all partner merchants.
03
Fund and service the loan
You book and hold the loan, and collect repayments by auto-debit. Loop shows your terms at the checkout and keeps the records.
Compliant by design
Every disclosure, rate presentation, and repayment schedule shown on the network reflects your terms exactly, logged and auditable end to end.
SOC 2 TYPE II
PCI DSS LEVEL 1
AUDIT-LOGGED DISCLOSURES
CONSENT RECORDED BEFORE EVERY LOAN
Ready to reach checkout demand?
We will walk you through Loop Node, onboarding and the commercial model.
